There is often more money to lend than the lenders know what to do with.
Investment / Commercial Loans
As an experienced investor, you need a partner who can fully understand your unique situation and provide a variety of funding options tailored to your specific goals and objectives. Our mission is to help you bring that vision to life.
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With a Purchase loan, you agree to buy an existing home and apply for a mortgage. We’ll verify your income, assets, and credit, and have the home appraised to confirm its value. At closing, the loan money is paid to the seller.
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A Construction loan helps fund a home that’s still being built. Once permits and contracts are in place, we release money to the builder in stages as construction progresses. When the home is finished, you pay off the loan by refinancing it into a regular mortgage. A construction-to-permanent loan automatically handles this switch.
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This loan program covers both the property purchase and costs for repairs, upgrades, or expansion. The home’s value is appraised based on the planned improvements.
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A Fix and Flip loan is a type of short-term financing designed for real estate investors who want to buy, renovate, and quickly sell a property for profit. These loans typically cover the purchase price and renovation costs. They are often used by investors who don't have enough cash to buy and fix the property upfront. The loan is paid back once the property is sold. Fix and flip loans usually have higher interest rates than traditional mortgages due to the risk and short duration of the loan, but they offer a fast way to fund renovation projects.
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The Multi-Family loan is for purchasing or purchasing and rehabbing a property with owner occupancy required. It offers a 5% down payment for 2- to 4-unit properties. Benefits and allowances vary depending on the program, whether conventional, HomeReady, or HomeStyle Renovation. Sponsored by Fannie Mae.